RealForAll

Besides life, health, property and car insurance services, Generali Insurance Serbia offers agricultural insurance facing challenges along the way. These challenges are primarily related to the access and identification of precise location of the insured agricultural parcels upon the occurrence of the damage, the organization of the assessor&#8217;s field trips, as well as the calculation of the damage in the optimal time frame.
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In order to overcome these challenges, and at the request of the client, BioSense has developed multifunctional and innovative platforms SmartAgro for agricultural insurance management, which allows easy management of claims and policies via both web and mobile application.
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<img decoding="async" loading="lazy" class="alignnone wp-image-1957 size-full" src="https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro2.png.jpg" alt="" width="727" height="440" srcset="https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro2.png.jpg 727w, https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro2.png-300x182.jpg 300w" sizes="(max-width: 727px) 100vw, 727px" />
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<img decoding="async" loading="lazy" class="alignnone wp-image-1956 size-large" src="https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro-1024x495.png" alt="" width="1024" height="495" srcset="https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro-1024x495.png 1024w, https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro-300x145.png 300w, https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro-768x371.png 768w, https://api.biosens.rs/wp-content/uploads/2021/07/SmartAgro.png 1154w" sizes="(max-width: 1024px) 100vw, 1024px" />

Smart Agro

BioSense has excellent ties with the Serbian Ministry of Agriculture and Provincial Secretariat for Agriculture, Water Management and Forestry of Vojvodina. We are providing a range of solutions that help public administration get a better insight into agricultural production, achieve more efficient control of the subsidies and detect irresponsible use of farmland.
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Our solutions are mainly based on remote sensing and GIS and involve large databases of fields, farmers and acquired data. Services such as crop mapping over the region of interest are developed using Sentinel 2 satellite images and come at a 10m resolution. Crop mapping, in particular, has various purposes, from verification of subsidies to identifying burning of the fields or illegal occupation of state-owned farmland.
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Subsidies are issued for growing particular crops, constructing greenhouses or installing irrigation systems. They are numerous and in-person inspections would require large teams of government officials. Furthermore, it is very time-consuming to check the whole field, which can be tens or hundreds of hectares in size. Using our system, verifications are done remotely, using satellite image processing coupled with advanced machine learning algorithms.
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Similar technology is employed for detection of illegal activities. Traditionally, farmers had often burnt crop residues on their fields to save time and fuel needed for ploughing. This practice was abandoned in the past decades and was declared illegal, as it poses danger to humans and the environment. Also, there have been instances of occupation of state-owned farmland without bidding and paying for the rent. These and other offences are detected using satellite technology and have decreased in occurrence, thus securing safer and more eco-friendly farming, as well as higher revenues for the government.
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Other services include systems set up for various other public stakeholders, most notably for extension services. Extension services give advisory support to farmers and collect large amounts of field data. A dedicated platform based on AgroSense was set up where all the data is stored and visualised using a GIS engine. In this way, thousands of new records, as well as the historical database of field observation were digitised and gathered under one roof.
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<img decoding="async" loading="lazy" class="alignnone wp-image-1948 size-full" src="https://api.biosens.rs/wp-content/uploads/2021/07/za-drzavnu-upravu-3.png" alt="" width="680" height="283" srcset="https://api.biosens.rs/wp-content/uploads/2021/07/za-drzavnu-upravu-3.png 680w, https://api.biosens.rs/wp-content/uploads/2021/07/za-drzavnu-upravu-3-300x125.png 300w" sizes="(max-width: 680px) 100vw, 680px" />

Policy makers

Plant-O-Meter is a device that enables the assessment of the physiological condition of plants, which is essential for the care and better development. The human eye can only notice certain changes on the plants (shriveled leaves, yellow and brown leaves, spots on the plant…), but then it may be too late for the plant. Plant-O-Meter notices changes even before they become visible, analyzes and evaluates how healthy the plant is, i.e. what is the ability of photosynthesis, whether there is a need for fertilization and irrigation. The device emits light from carefully selected parts of the spectrum that is reflected by the plant and provides a precise assessment of its condition in just a few seconds. The data is sent via a Bluetooth connection to the smartphone to which the device is connected, through which it is further transferred to the information system together with the GPS location of the sample. Also, the device is designed to display measurement results regardless of the time of day and weather conditions.
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<img decoding="async" loading="lazy" class="alignnone size-medium wp-image-1855" src="https://api.biosens.rs/wp-content/uploads/2021/06/slika8-223x300.jpg" alt="" width="223" height="300" srcset="https://api.biosens.rs/wp-content/uploads/2021/06/slika8-223x300.jpg 223w, https://api.biosens.rs/wp-content/uploads/2021/06/slika8.jpg 493w" sizes="(max-width: 223px) 100vw, 223px" />
<img decoding="async" loading="lazy" class="alignnone size-medium wp-image-1750" src="https://api.biosens.rs/wp-content/uploads/2021/06/plantometar-300x200.jpg" alt="Plant-O- Meter" width="300" height="200" srcset="https://api.biosens.rs/wp-content/uploads/2021/06/plantometar-300x200.jpg 300w, https://api.biosens.rs/wp-content/uploads/2021/06/plantometar.jpg 600w" sizes="(max-width: 300px) 100vw, 300px" />
<img decoding="async" loading="lazy" class="alignnone size-medium wp-image-1951" src="https://api.biosens.rs/wp-content/uploads/2021/07/IMG_20200504_110103-246x300.jpg" alt="" width="246" height="300" srcset="https://api.biosens.rs/wp-content/uploads/2021/07/IMG_20200504_110103-246x300.jpg 246w, https://api.biosens.rs/wp-content/uploads/2021/07/IMG_20200504_110103-840x1024.jpg 840w, https://api.biosens.rs/wp-content/uploads/2021/07/IMG_20200504_110103-768x936.jpg 768w, https://api.biosens.rs/wp-content/uploads/2021/07/IMG_20200504_110103-1260x1536.jpg 1260w, https://api.biosens.rs/wp-content/uploads/2021/07/IMG_20200504_110103-1680x2048.jpg 1680w" sizes="(max-width: 246px) 100vw, 246px" />

Plant-O-Meter

Mastitis is the most common disease in dairy cattle, but also the most expensive disease for treatment. In the herd without proper animal control, almost 40% of cows suffer from mastitis and the analysis shows that mastitis damage is on average 200 € per animal and any progress in early detection of mastitis brings savings in M€s. Mastitis begins with bacterial infection through the teat duct and enters the cisternal area. The disease is mostly transmitted by contaminated hands or milking machines.
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We have developed a simple and inexpensive device for early detection of mastitis with a 70-80% accuracy, called FastMast, and it is based on the fact that in the early stage of mastitis, cells membrane is damaged inside the mammary gland, resulting in increased concentration of Na+ and Cl- ions in milk. It is aimed to small farmers and untrained people due to its low cost, simple handling, and maintenance.

FastMast

In order to improve insurance services in the field of agriculture and allow fast and transparent flow of information between the company and the client, detect accurate location of insured agricultural plots after the damage, allow reporting on the damage by the client and estimating damage by the insurance, BioSense is developing a multifunctional and innovative platform TERRA for insurance management in agriculture. The platform provides a new perspective within the insurance process.

Digital Solutions

RealForAll

Smart Agro

Policy makers

Plant-O-Meter

FastMast

DDOR TERRA

AgroSense